FAQ

Q: Why should I even consider selling my note?

A couple reasons really. First, your investment capacity is trapped inside of those future note payments. So if you need cash to pay off debts, make a new investment with a higher rate of return, or for any other reason, selling all or part of your future note payments may be a great option. Second, when we purchase all or part of the future note payments, that relieves you from the worry and stress of:

• collecting the payments
• default and foreclosure
• destruction, devaluation, or abandonment of the property/asset
• bankruptcy, divorce or death of the payer

Q: How do you come up with the price to offer me for my note?

We look at three main factors.

1) The actual note terms: original note balance, down payment made by payer, interest rate, length of note, remaining payments, and unpaid principal balance, etc.

2)The value of the property/asset: type, location, and condition of the property/asset.

3) Borrower/payer: credit worthiness of payer and their payment history on the note.

Once we know the situation well enough, we’ll make you an offer. You can expect to receive an offer that is a discount on the full remaining payment value based on the factors above.

Q: Are there any fees charged to work with you?

There are NO extra fees to work with us. In fact, you won’t pay any costs at all during the whole process, except for a new lender's title insurance policy if one is required. We pay for all other costs associated with the transaction. You just get access to the cash trapped in your note and can now invest or do whatever you need to do with your money.

Q: Will selling my note have an effect on the person paying me?

No.  All terms and conditions set forth in the original note and debt instrument remain in force. The only change will be to whom and where future payments are sent.

Q: Will I need to attend the closing?

Not necessarily. We can close the transaction by sending you a closing package by overnight delivery along with easy to follow instructions, or you may attend the closing at a local title company.

Q: Is there any obligation when I submit my info?

No obligation at all. Once you tell us a bit about your note, we’ll take a look at things, maybe set up a call with you to find out a bit more about the borrower or to confirm some details, and make you a fair cash offer that’s fair for you and fair for us.

The whole time it’s 100% your decision on whether or not you’d like to sell your note to us.

No pressures. No hassles. It’s always up to you.